Zest - a financial package for over 50s
Being mature has its advantages. You know more. You’re less likely to make mistakes. And you get access to Zest – a financial and lifestyle package that provides you with exclusive benefits designed to save you money across a range of areas.
Available to all QTMB members over 50, the package includes discounts on insurance and financial planning, additional interest on investment accounts and travel benefits from Diploma Travel. Plus, Zest members also receive access to thousand of dining and leisure discounts through the frequent values program.
Package features
Investment Accounts
Earn an additional .05% on QTMB term deposits and cash management accounts. (See interest rate schedule)
Insurance Discounts
Receive a 10% discount on your home insurance and 5% discount on your motor insurance policies for new policies and upon renewal for existing ones.
Financial Planning
Receive an initial consultation at no cost and 10% off your personalised financial plan.
Travel Benefits
Receive 20% off travel insurance booked through Diploma Travel and receive Australian Passenger Movement tax refunded in full.
Dining and Leisure Discounts
Featuring over 2,500 valuable offers including restaurants, cafés, bistros, leading take away outlets, activities and attractions, hotels, retail, leisure and more from right across Australia. To find our more visit frequentvalues.com.au
Eligibility
The Zest package is available to all QTMB members aged over 50. An annual fee of $20 is payable every year if members wish to remain a part of the QTMB Zest Package.
Terms & Conditions
Zest terms and conditions are available here


Full terms and conditions available at qtmb.com.au. Deposit products are issued by QT Mutual Bank Ltd ABN 83 087 651 054 (QTMB) AFSL 241195. QTMB acts under its own Australian Financial Services Licence and under an agreement with CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291, the issuer of the Insurance products . Before making a decision about or acquiring a product you should consider the relevant
Product Disclosure Statement, available from any QTMB branch or qtmb.com.au and whether the product is right for you. Financial planning offered by QT Financial Planning Pty Ltd ABN 35 116 361 650, a Corporate Authorised Representative (ASIC No 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, Level 17, 100 Pacific Highway, North Sydney, NSW, 2060. Diploma Offer only valid on presentation of a current Zest membership card. Travel insurance is arranged and managed by Cerberus Special Risks Pty Ltd ABN 81 115 932 173 AFS License No. 308461 and underwritten by certain Underwriters at Lloyd’s. You should consider the Product Disclosure Statement available from us before buying this product to ensure the product is right for you.