We can help you protect just about anything

You've worked hard to be surrounded by the things you enjoy – your home, your car, perhaps a boat or even a caravan. So making sure they can be repaired or replaced quickly if something were to happen should be important to you, because it is to us.

In November 2016, QT Mutual Bank merged with RACQ to deliver better value to our customers. As part of this merger, QT Mutual Bank customers have access to many member discounts on a range of products and services including RACQ Insurance.

There are a wide range of RACQ policies available, these include:

Product Disclosure Statement - Generic

QT Mutual Bank ABN 83 087 651 054 (QTMB) AFS Licence No. 241195 acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291. This is general advice and does not take into account your objectives, financial situation or needs (your “personal circumstances”). For the Life and Trauma covers, CGU holds an insurance policy issued by National Mutual Life Association of Australasia ABN 72 004 020 437 AFS Licence No. 234649 a member of AMP Group (NMLA). CGU administers the Life and Trauma covers on behalf of NMLA and CGU’s liability under that policy is limited to the administration of the policy including the management of claims. You can get a  Product Disclosure Statement (PDS) for any of these products from any office of QTMB or CGU. Before acting on this information, consider whether it is right for you. You should read the relevant PDS before making a decision.

Product Disclosure Statement - Generic

^Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and QT Mutual Bank is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available at, which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. 

RACQ Insurance

General Insurance products (excluding Travel Insurance) are issued by RACQ Insurance Limited – ABN 50 009 704 152. Contact our stores, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read our PDS carefully before you make any decisions about our products. Conditions, limits and exclusions apply. 

*Travel insurance products are issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291 AFSL 246548. RACQ Operations Pty Ltd (ABN 80 009 663 414, AR 234978) is an authorised representative of Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) and provides general advice only. RACQ does not provide any advice based on any consideration to your objectives, financial situation or needs. Please review your own needs and the combined Product Disclosure Statement and Financial Services Guide before deciding to buy this insurance. QT Mutual Bank does not recommend, endorse or advise you about this insurance.  QT Mutual Bank may only refer you to RACQ Operations.

Product Disclosure Statement - Generic

You can get QTMB’s Financial Services Guide (FSG) from any office of QTMB. You should consider the FSG in deciding whether to buy or hold the relevant products.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.