Home and Contents Insurance

In November 2016, QT Mutual Bank merged with RACQ to deliver better value to QT Mutual Bank customers. As part of this merger, QT Mutual Bank customers have access to many member discounts on a range of products and services including RACQ home and contents insurance.

RACQ household insurance policies cover you for insured events including flood, storm, cyclone and fire. Add to that RACQ’s cover for food spoilage, items you cover away from home as well as cover for trees and plants, and a lifetime guarantee on repairs and you’ve got great home and contents cover.

Find the policy you’re looking for below.

Combined Home and Contents Insurance

Big or small, it's all important to you. Home and Contents Insurance features include:

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Home Insurance

Whether you're a homeowner or a landlord, RACQ Home Insurance offers you cover for your property. 

RACQ Home Insurance provides comprehensive cover for your house and covers landlords for loss of rental income due to their tenant defaulting on rental payments, accidental damage or malicious damage and theft by a tenant plus loss of rental income should your property become unfit to live in*.

* The above features are a summary only and limits apply. Please refer to our Product Disclosure Statements for full details, exclusions, and terms and conditions.

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Contents Insurance

Protection for the things that make your house a home.

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Renters Insurance

You may not own a house, but RACQ Renters Insurance can protect the things that make it a home.

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RACQ Insurance

Insurance products are issued by RACQ Insurance Limited – ABN 50 009 704 152. Contact our stores, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read our PDS carefully before you make any decisions about our products. Conditions, limits and exclusions apply.

Product Disclosure Statement - Generic

You can get QTMB’s Financial Services Guide (FSG) from any office of QTMB. You should consider the FSG in deciding whether to buy or hold the relevant products.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.