Home and Contents
Our home insurance can cover you for everything from replacing the cost of a camera you accidentally lost to rebuilding your entire home in the event of a fire.
Features include:
- Pay by the month at no extra charge
- New-for-old cover for contents
- Motor Burnout (fusion) cover automatically included
- Valuable items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover
- Open air cover for valuables
- Cost of alternative accommodation covered (for up to 12 months)1
Compare our home insurance products
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First Choice Accidental Damage
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First Choice Listed Events
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| Accidental loss or accidental damage cover |
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| Electrical burn out of domestic motors |
(up to 15 years old) |
(up to 15 years old) |
| Replacement benefit for buildings |
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| New for old cover for contents |
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| New for old cover for carpets |
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| Food spoilage |
Covered |
Up to $500 following breakdown of freezer |
| Money etc |
Up to $1,250 |
Up to $750 |
| Open air cover |
Theft and storm covered |
Theft and storm - $2,000 limit |
| Cover for contents when away from home (for up to 90 days) |
Yes, in Australia and New Zealand |
Yes, in Australia |
| Valuable items cover automatically included in Contents cover (including jewellery, sporting equipment and portable electrical equipment) |
Total of $7,500 or 20% of the contents sum insured (whichever is greater) |
Total of $5,000 or 20% of the contents sum insured (whichever is greater) |
| Paintings, works of art, electronic equipment |
$20,000 per item |
$20,000 per item |
| Liability cover |
$20 million |
$20 million |
| No average/co-insurance clause where you contribute to claims if you are underinsured |
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Like what you see?
If you think our home insurance policy is right for you then give us a call on 13 29 30 or drop into your local branch and we can provide you with more information. Alternatively, arrange a call back or get an instant quote online now by using the boxes below.
1 Limits and conditions apply, please refer to your First Choice Home Insurance PDS for full terms and conditions
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Alternatively
QT Mutual Bank ABN 83 087 651 054 (QTMB) AFS Licence No. 241195 acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291. CGU First Choice Home and Contents Insurance, Landlords Residential Property Insurance and Car Insurance are issued by CGU. You can get a Product Disclosure Statement (PDS) for any of these products from any office of QTMB or CGU. You should consider the PDS in deciding whether to buy or hold the relevant products.
You can get QTMB’s Financial Services Guide (FSG) from any office of QTMB. You should consider the FSG in deciding whether to buy or hold the relevant products
Due to the introduction of flood cover in our Home Product Disclosure Statement(s) (PDS), for policies commencing from 1 February 2012, our PDS has been updated to include this new policy benefit. When obtaining the relevant PDS for your policy, check the commencement date of your policy.
For policies with a commencement date prior to 31 January 2012,
click here
For policies with a commencement date from 1 February 2012,
click here