QTMB Fixed Rate Home Loan
When you appreciate the predictability of knowing what your monthly repayments will be, this loan gives you the security of knowing your interest rate will remain the same for a fixed period, usually between 1-3 years.
Features
| Feature |
Availability |
| Loan purpose - Construction |
No |
| Loan purpose -Refinance |
Yes |
| Loan purpose - Land |
Yes |
| Loan purpose - Residential |
Yes |
| Loan purpose - Investment |
Yes |
| Loan purpose - Any worthwhile purpose |
No |
| Interest Rate |
See interest rate schedule |
| Variable |
No |
| Fixed |
Yes |
| Interest only option |
No |
| Split Loan Available |
Yes |
| Redraw |
No |
| Offset |
No |
| Minimum Loan Amount |
$20,000 |
| Maximum Term |
30 Years |
| Interest details |
Calculated daily, charged monthly |
| Top-ups |
No |
| LVR requirement |
80% up to 95% with LMI |
| Unlimited additional repayments |
Up to $10,000 per annum |
| Available in package |
Yes |
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Interest rates are on a per annum basis. Comparison rate calculated on loan amount of $150,000 and for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rate changes will be advised as required by legislation. Full terms, conditions, fees and charges for the products are available from us.