QTMB Investment Interest Only
Building your wealth through investing in property can be a clever idea. Selecting a home loan that can help you maximise your return is even cleverer. When you invest in property opting for an interest only loan can provide the flexibility you need to leverage your investment as effectively as possible.
Features
| Feature |
Availability |
| Loan Purpose - Construction |
No |
| Loan Purpose - Refinance |
Yes |
| Loan Purpose - Land |
Yes |
| Loan Purpose - Residential |
No |
| Loan Purpose - Investment |
Yes |
| Any worthwhile purpose |
No |
| Interest Rate |
See interest rate schedule |
| Variable |
Yes |
| Fixed |
Yes |
| Interest only option |
Yes |
| Split Loan Available |
Yes |
| Redraw |
No |
| Offset |
No |
| Minimum Loan Amount |
$20,000 |
| Maximum Term |
Max 5years I/O 30 year max term |
| Interest details |
Calculated daily, charged monthly |
| Top-ups |
Minimum $20k maximum 80% LVR |
| LVR requirement |
80% or up to 90% with LMI |
| Unlimited additional repayments |
|
| Available in package |
Yes |
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Interest rates are on a per annum basis and are current as at 1 October 2011. Comparison rate calculated on loan amount of $150,000 and for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rate changes will be advised as required by legislation. Full terms, conditions, fees and charges for the products are available from us.