Introductory Rate Home Loan
Looking for ways to save money on your home loan? A QTMB Intro Rate Home Loan provides 0.8% off our standard variable loan for the first 12 months – saving you hundreds. Plus after the first 12 months, you can select to switch to our Choices package and receive the eligible discount for the remaining loan term.
Features
| Feature |
Availability |
| Loan Purpose - Construction |
Yes |
| Loan Purpose - Refinance |
Yes |
| Loan Purpose - Land |
Yes |
| Loan Purpose - Residential |
Yes |
| Loan Purpose - Investment |
Yes |
| Any worthwhile purpose |
No |
| Interest Rate |
See interest rate schedule |
| Variable |
Yes |
| Fixed |
No |
| Interest only option |
No |
| Split Loan Available |
Yes |
| Redraw |
Yes - Owner occupied only |
| Offset |
Yes - optional |
| Minimum Loan Amount |
$125,000 |
| Maximum Term |
30 years |
| Interest details |
Calculated daily, charged monthly |
| Top-ups |
N/A |
| LVR requirement |
80% or up to 95% with LMI |
| Unlimited additional repayments |
YES |
| Available in package |
Choices |
Combine an Introductory Rate Home Loan with the QTMB Choices Package for even greater value -
Read More
Take an easy next step
Complete this short form and we'll call you back at a time that suits you.
Want to apply right now? Simply complete the application and submit it online.
Download and print an application form and complete it when you're ready.
Alternatively
Interest rates are on a per annum basis and are current as at 1 October 2011. Comparison rate calculated on loan amount of $150,000 and for a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Interest rate changes will be advised as required by legislation. Full terms, conditions, fees and charges for the products are available from us.
Repayment Pause available on Owner Occupied loans only. Subject to terms and conditions.