When you want a safety net for your savings account, an overdraft may be what you need. Similar to a credit card, an overdraft is a credit facility that can be linked to your current account or if you prefer it can be a separate account. Either way you can link it to a Visa Debit card, so you can access your money whenever you need to. The money is repaid as soon as you make a deposit into your account which limits the amount of interest you pay. And if you don't need to use it, it simply sits there until you do.
- Choose between secured and unsecured
- Access to your funds 24/7 via a visa debit card
- Competitive interest rates available - See interest rate schedule
- No monthly fees
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