Home Loans


At QT Mutual Bank, we know taking out a home loan is a big decision and only something you should do once you've considered all your options. That’s why we've outlined our home loan options for you here, and why we’d like to invite you to book a conversation with one of our helpful home loan advisers.

Please take a few moments to review these options now, then drop us a line or give us a call to see how we can help you find a home loan that ticks all your boxes!

Book a conversation:


Fixed rate

from

3.69 % p.a.

Owner occupied

4.43 % p.a.

Comparison Rate


Knowing what your repayments will be each month offers real peace of mind and allows you to plan your household budget with confidence.

Ideal for:
  • First time buyers
  • Those looking for certainty


Mortgage Saver

3.88 % p.a.

Min loan $20,000 up to 95% LVR. Owner occupied

3.88 % p.a.

Comparison Rate


With no ongoing fees, the Mortgage Saver is a low fee variable loan with a very competitive interest rate. It allows unlimited repayments at no extra cost and redraw to help you save.

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Mortgage Breaker

from

3.59 % p.a.

Intro rate home loan offer. Owner occupied

4.83 % p.a.

Comparison Rate


With a variable rate and a 100% offset facility our Mortgage Breaker home loan is ideal for anyone looking to fast track their home loan and get in front!

Ideal for:
  • Anyone looking to pay their home loan off faster


Packages

from

3.69 % p.a.

Fixed rate. Owner occupied

4.74 % p.a.

Comparison Rate


Having all your financial products in one place makes sense, in more ways than one, starting with a home loan.
Find comfort in knowing exactly what’s ahead and not having to worry about rates going up or having to adjust your entire budget.

Ideal for:
  • First time buyers
  • Those looking for certainty


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Calculators

Figure out the math for your home loan and also personal loans, savings and credit cards

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Enquire online now

Interested in finding out more? Leave us your details and we’ll be in touch soon.

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Home buying guide

See how you can prepare, plan and purchase a better home with QT Mutual Bank.

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Switching your loan

While your home might still be perfect after all these years, your home loan might be in need of some work.

Read More

Home Loan Landing Page

Terms, conditions, fees, charges and normal lending criteria apply. Fixed rate offer available on new lending from 25/01/2017 until further notice and is available under the QTMB Choices and Teachers’ Life packages. Offer applies to new lending to QT Mutual Bank only and is not available for the refinance or restructure of existing QT Mutual Bank loans. After fixed rate term, the interest rate reverts to the applicable variable rate.

Intro Rate Home Loan Offer available on new lending from 25/01/2017 until further notice. This rate is the variable interest rate for the Mortgage Breaker Home Loan reduced by 1.33%p.a. for the first 12 months. Interest rate then reverts to applicable variable rate.

Comparison rate is based on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates shown for the Mortgage Breaker and fixed rate home loans are for new lending based on assumed minimum total borrowings of $250,000 under the Choices package for owner occupiers. The comparison rate may change for other amounts or loans for property investment.