Fixed rate home loans

Owner occupied from
3.69%
Comparison Rate
4.43%

Knowing what your repayments will be each month offers real peace of mind and allows you to plan your household budget with confidence.

Ideal for:

  • Those wanting security with repayments
  • Investment loans
  • Spilt loans
  • Loans taken out as part of a home loan package.



Our fixed rate loans are available as part of the home loan packages


Product overview

Feature Details
Minimum loan amount $20,000
Maximum term 30 years
Redraw No
Offset No
Loan to value ratio 80% up to 95% with LMI
Maximum LVR 80% for investment loans only.

Additional repayments Up to $10,000 pa
Available in package Yes
Repayment pause Yes

Want to apply?

Book a conversation with one of our helpful home loan advisers now to see how we can help make buying your first home a simpler and more rewarding process.

Home Loan - Fixed Rates

Terms, conditions, fees, charges, normal lending criteria apply. Fixed rate offer available on new lending from 25/01/2017 until further notice and is available under the QTMB Choices and Teachers’ Life packages. Offer applies to new lending to QT Mutual Bank only and is not available for the refinance or restructure of existing QT Mutual Bank loans. After fixed rate term, the interest rate reverts to the applicable variable rate. Comparison rate is based on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate shown is for new lending based on assumed minimum total borrowings of $250,000 under the Choices package for owner occupiers. The comparison rate may change for other amounts or loans for property investment.