Mortgage Breaker

Owner occupied intro rate offer
Comparison Rate

A variable rate home loan with a 100% offset facility to help you pay off your loan sooner and help you get a little bit in front.

Ideal for borrowers who:

  • Want to pay off their home loan faster
  • Are looking for flexibility such as split loans, offset and redraw
  • Want to take out a home loan as part of a package

This product is available as part of the Choices package

Product overview

Feature Details
Minimum loan amount $20,000
Maximum term 30 years
Redraw Yes
Offset Yes
Loan to value ratio 80% up to maximum 95% with LMI
Maximum LVR 80% for investment loans only.
Additional repayments Unlimited
Available in package Yes - Choices
Repayment pause Yes

Product Disclosure Statement - Generic

Terms, conditions, fees, charges and normal lending criteria apply. Intro Rate Home Loan Offer available on new lending from 27/04/2017 until further notice. One Year Intro Rate is the variable interest rate for the Mortgage Breaker home or investment loan reduced by 1.33% p.a. for the first 12 months, minimum $125,000. Interest rate then reverts to applicable variable rate.

Comparison rate is based on a secured loan amount of $150,000 with monthly repayments over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rate shown is for new lending for owner occupiers. The comparison rate may change for other amounts or loans for property investment.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.