Mortgage Saver

Mortgage Saver, owner occupied
Comparison Rate

The Mortgage Saver is a low fee variable home loan with a very competitive interest rate and no ongoing fees. It also allows unlimited repayments at no extra cost and redraw, offering you flexibility to make as many extra payments as you want, when you want. This means you can pay ahead on your loan to help save on the amount of interest you have to pay while having the freedom to access your additional payments whenever you need it.

You can also borrow up to 95% of the property value (with LMI) and even split the loan to take advantage of our great fixed rates, making it ideal for first-time buyers, young families or anyone who loves to save.

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Product overview

Feature Details
Loan purpose - construction Yes
Loan purpose - refinance Yes
Loan purpose - investment No
Repayment pause No
Split loan available Yes
Redraw Yes, $25 per redraw
Offset No
Minimum loan amount $20,000
Maximum term 30 years
Top-ups Min $20,000 up to 80% LVR
Maximum loan to valuation ratio 80% without LMI or up to 95% with LMI; 
80% for investment.
Unlimited additional repayments Yes
Available in package No

Want to apply?

Simply call 13 29 30 or complete our online loan enquiry. Our friendly team will make applying for your Mortgage Saver home loan as easy as possible.

Home Loan - Mortgage Saver

Product is the Mortgage Saver home loan. Product issuer is QT Mutual Bank Limited ABN 83 087 651 054 AFSL/Australia credit licence 241195. Normal lending terms, conditions, criteria, fees and charges apply. Interest rate is on a per annum basis and current as at 31/07/2017 and are subject to change at any time. Comparison rate is based on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Full terms, conditions, fees and charges for the products will be included in the loan offer.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.