Personal Loans

Personal loans

You can use a personal loan to buy just about anything; a new boat, renovations, a holiday, even to consolidate existing debt. Once you know how much you want to borrow simply complete one of our online application forms or visit one of our branches.

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Feature Personal Loan Car Loan*
Rate From 12.95%pa From 6.17%pa
Comparison rate 13.54%pa 6.72%pa
Minimum loan amount $3,000 $3,000
Maximum loan amount $60,000 $60,000
Maximum term 5 years 7 years (subject to vehicle age not exceeding 10 years at maturity of loan)
Minimum term 1 year 1 year
Type Variable Fixed
Additional information - No maximum additional repayments

- Establishment fee for secured loans
- Establishment fee for secured loans
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EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.95% p.a. (13.54% p.a. comparison rate), would equate to a total amount payable of $41,448.12 (including a $395 establishment fee).

Product Disclosure Statement - Generic

*Interest rate for cars under 2 years old.

Terms, conditions, fees, charges and lending policies apply. Comparison rate calculated on an unsecured or secured loan amount of $30,000 over 5 years based on monthly repayments. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.