Planning Process
Financial Planning Process - The way to create wealth and secure your future
1. Designing your plan
The financial plan that we design for you is first and foremost your plan; not an off-the-shelf solution. Every component is carefully designed to achieve your short, medium and long-term financial goals. We start by learning a lot about you, such as your personal financial circumstances, your age, family, job, income, expenses, budget, your financial ambitions, as well as more subjective issues such as how assertive you want to be with your investments. We then tailor advice to you on the best way for you to reach your goals. This may include strategies for debt-reduction, selecting a better-performing superannuation fund, making investments outside of superannuation, gearing (borrowing to invest), or strategies for making lump sum investments. Whatever the mix, you can be sure that it has been checked and rechecked to make certain that the balance is right.
2. Implementing your plan
When you are comfortable with your plan, we will finalise it and implement it for you — making sure that all the components are in place, and all the details are bedded down.
3. Managing your plan
Markets change, investments change, and your circumstances will change as well. Because of this, it is important to monitor your investments against your plan and make adjustments when and where required. You will have an opportunity to meet with your financial planner each year to review your financial plan and to decide what components to modify.
You receive a high level of personal support; both in the time that we spend with you, and the time that we spend behind the scenes on your behalf.
High quality, tailored services, is our promise to you. In our book, that means having a close relationship with you, keeping you informed, having people available to answer your questions and giving you regular updates about your finances. However, we also do a great deal for you behind the scenes that you won’t always see. There is a team of professionals helping your financial planner to generate the maximum returns on your investments. This includes an Investment Committee to ensure that the right investments are selected for you, and controlled processes to make sure that those decisions are adhered to.
QT Financial Planning Pty Ltd ABN 35 116 361 650 is a Corporate Authorised Representative (ASIC No. 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, Level 17, 100 Pacific Highway, North Sydney, NSW, 2060.
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QT Financial Planning Pty Ltd ABN 35 116 361 650 is a Corporate Authorised Representative (ASIC No. 293929) of Outlook Financial Solutions Pty Ltd, ABN 40 083 233 925, AFSL 240959, Level 17, 100 Pacific Highway, North Sydney, NSW, 2060