Motor Vehicle Insurance

Even the best drivers can hit a spot of bother on the road. From small dings to major write-offs getting you back on the road as quickly as possible is our priority. Depending on the level of cover you choose we will pay the cost of a hire vehicle if your vehicle has been stolen or involved in an attempted theft. We can also cover the theft of personal items from your car and pay your travel and accommodation expenses if you are far from home. You can even pay your premium by the month without us charging you extra to do so.

Features include:

  • Pay by the month for no extra cost
  • Choose your own excess
  • Nominated driver option available
  • Nominated driver low kilometre option available (Comprehensive only)
  • Up to 60% discount with No Claim Bonus (Comprehensive only)
  • Windscreen cover available (Comprehensive only)
  • Liability cover up to $30 million
  • Australia-wide claims service
  • Comprehensive and Third Party Fire and Theft policies cover emergency or temporary repairs, towing and transport costs, transport and accommodation when you are away from home, hire vehicle costs after theft or attempted theft and re-coding of locks after theft.
  • Baby capsules and child seats, helmets and personal items are automatically covered with Comprehensive insurance

 

Comprehensive
Third Party
Fire and Theft
Third Party
Uninsured motorist damage Yes Yes
Yes
$30 million liability cover Yes
Yes
Yes
Nominated driver Yes
Yes
Yes
Nominated driver low kilometre* Yes
No No
14 day car hire if your vehicle is stolen Yes
Yes
No
Up to 60% no claim bonus Yes
No
No
Windscreen cover option Yes
No
No
New car guarantee Yes
No
No
Trailer Yes
No
No
Towing Yes
Yes
No
Vehicle Return Yes
Yes
No
Emergency Repairs Yes
Yes
No
Accommodation & transport home Yes
Yes
No

Like what you see?

If you think our motor vehicle insurance policy is right for you then give us a call on 13 29 30 or drop into your local branch and we can provide you with more information. Alternatively, arrange a call back or get an instant quote online.

Looking for a loan and cover for your car?

Turn to QT Mutual Bank’s 3 Point Car Package to find, finance and insure the perfect car for you. We offer competitive interest rates and comprehensive insurance cover, all under one roof to make it extra convenient for you. Click here to find out more.

Product Disclosure Statement - Generic

QT Mutual Bank ABN 83 087 651 054 (QTMB) AFS Licence No. 241195 acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU Insurance Limited ABN 27 004 478 371 (CGU) AFSL 238291. CGU First Choice Home and Contents Insurance, Landlords Residential Property Insurance, Car Insurance, Motorbike, Caravan and Boat Insurance and Travel Insurance are issued by CGU. This is general advice and does not take into account your objectives, financial situation or needs ( your “personal circumstances”). You can get a Product Disclosure Statement (PDS) for any of these products from any office of QTMB or CGU. Before acting on this information, consider whether it is right for you. You should read the relevant PDS before making a decision.

Product Disclosure Statement - Generic

You can get QTMB’s Financial Services Guide (FSG) from any office of QTMB. You should consider the FSG in deciding whether to buy or hold the relevant products.

My husband and I refinanced our mortgages to QTMB about two and a half years ago. The branch staff were very helpful, and sorted out the loan for the house we now live in, and helped us turn our second property into an investment property.

Charlotte and Michael.